Welcome to Adaptive Home Solutions!

This site is all about you.  Helping you protect and care for your family, home, and your assets.

I offer information and tips. Many of which you already know, but may have put out of your mind.

Let’s start with the basics.  You have a home, whether you live in a house, apartment or condo.  It may be just you.  Or you have a family.  Family is whoever you choose it to be for you.

You have stuff.  All sorts of stuff.  Do you know what you have?  Is it all in one place?  Or possibly you have some here and some there.  Let’s start here.

Would you agree it makes sense for you to know what you have and where you have it?  We can call it a number of things, whatever makes sense to you.

Home Inventory, Home Asset Inventory, Home Insurance Inventory, Personal Inventory, Personal Property Inventory

What is it?

  • A home inventory is simply a list of all the items you own.
  • Your home inventory should include all the items you own that are with you or in storage.

Why do I need one?

  • Knowing what you own, makes you more efficient.
  • Knowing what you have ensures you get the right insurance coverage.
  • Should you ever need to file an insurance claim, you will have the complete list to provide for your claim.

What should it include?

  • Descriptions of your items
    • Date of purchase
    • Photo of the item
    • Value (appraisal or receipts)

Do I just do it once?

  • Your home inventory should be done every year.
    • Every 3 years if you know you won’t do yearly

When should it be done?

  • Anytime
  • When you move
  • When you put things in storage
  • When you have made major changes in your home situation.
  • When you have made major purchases.
  • When you had a garage sale or made donations.
  • When doing your estate planning.

Who should do/get a home inventory?

  • Anyone who rents or owns a home.
  • Anyone with multiple properties.
  • Anyone responsible for keeping up the maintenance and home conditions for a family member.

Where do I start?

  • Start where you are.
    • Keep it simple.
      • If you are overwhelmed start with one room and one area in the room. Example: Bedroom – the dresser
    • What have you purchased this year?
    • Keep after it. Don’t let the thought of getting this done overwhelm you.
  • Use the technology (low or high) you are comfortable using.
    • You may already have pictures you have taken of some of your items.
    • Lists or spreadsheets you have made to account for things.
  • Don’t want to do this yourself – engage a professional.

Outcome

  • Knowing what you own makes you more efficient when you need it.
  • You will have peace of mind that you are doing the responsible thing.
  • Use your home inventory as a tool in managing your home and expenses.

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